How we are different.....
- ACTIVE MANAGEMENT: We actively manage most of our clients’ accounts which includes evaluating research daily to decide how to appropriately invest for current market conditions. We do this in an effort to mitigate risk and maximize return.
- WEALTH TOOLKIT: We have a proprietary Wealth Toolkit that we use to, not only ensure our clients are invested according to their own tolerance for risk, but to look at their overall financial position in an effort to plan for a 30 to 40-year retirement.
How do our active management and dividend strategies work?
We have a proprietary Wealth Toolkit.
Our Wealth Toolkit is ....
Click on the video above to learn more about our Wealth Toolkit.
Other Financial Planning Services
We Provide Best Possible Solutions To Give Your Business A Competitive Edge
Typically a potential client will have a few accounts scattered about, each with differing levels of risk and reward. After obtaining a list of all statements with the current positions, we are able to analyze the holdings in a portfolio. One’s appetite for risk changes through time, and along with it their optimum level of risk. While some are too aggressive, others might be too conservative to reach their potential. Using technology, we are able to see how well your portfolio represents you and your future.
By using a tactical approach to investing, we move money across different investments such as Exchange Traded Funds, Mutual Funds and stocks but with the goal of hedging risk. We increase or reduce our levels of cash, regularly, based on independent research which we purchase and follow. If human emotion was more easily controllable, then we believe investing in the S&P500 could be the best way to go, rendering our tactical style useless. Our typical investor is not a risk seeker who is able to handle a 35% to 55% drawdown on their diversified portfolio, but understands our value added is in managing their assets as a fiduciary in a way that can avoid events that might cause them to lose faith.
There are many names and methods for a retirement analysis. The academic term is a Cash Flow Analysis. Determining cash flows means looking at cash available, spending habits, and what future income (e.g. Social Security, Pension etc.), future assets (e.g. Selling a business, or property), or future expenses (e.g. caring for parents, taking more vacations) one might expect. As part of our Wealth Toolkit, we can help put together a definitive blueprint as the foundation of important upcoming life decisions. While this may not be the crystal ball we all seek, it could help avoid a big mistake that could decrease one’s retirement.
For small business owners with less than 50 employees, we can prepare a cash flow analysis that determines ways to convert business idea’s into a well laid plan. Most business owners have difficulty putting plans onto paper, due to the complexities with owning a business. As business owners ourselves, we know first hand the challenges and obstacles a small business owner might face. We will work with outside accountants and/or legal advisors to uncover the full value of one’s business and direction.
A 529 plan is an investment account that can help you save over time for the high cost of education. These college savings investment vehicles can provide tax advantages.
What are the tax advantages of the 529 Plan?