Have you ever regretted something you said, or did, or didn’t do? Of course you have and that is the subject of the 10 biggest regrets about savings from the RAND Corporation and the Max Planck Institute. Almost everyone wishes they had saved more with many fearing that they will run out of money. Here are the top ten reasons people have savings regret and the probability about having that regret after age 60: 10) procrastination – 64%; 9) poor long term decisions – 64%; 8) unexpected major medical bills – 68%; 7) over estimating Social Security benefits – 69%; 6) making bad investments – 70%; 5) divorce – 74%; 4) earning less than expected – 76%; 3) being laid off and spending a period unemployed – 77%; 2) being struck by poor health that prevents working – 79%;

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