Making a Change.....


We constantly monitor our strategies and make adjustments to them when we discover something we think will work better. We’ve adjusted in the past, we’ve tweaked the portfolios, but we have never made big changes… until now. Beginning on November 1st, we will have different investments in our Conservative, Moderate and Growth portfolios. There will be fewer investments in each portfolio because we will only employ one strategy at a time, instead of three or four. The biggest difference will be that currently, we remain in each of the strategies we use no matter what the market does. We just change investments within those strategies according to whether the market is trending up or down. The new models will actually change strategies based on whether the stock market is trending in a positive, neutral or negative direction. While these are relatively new strategies, extensive back-testing research has revealed that they could be very good performers in volatile times