When I started my career in financial planning, the Dow was under a thousand. Now it's over 23,000. The NASDAQ was just a few years old back then. I had a computer but it was kept in the back room. A lot has changed in the last 30 years. We can't seem to operate these days without our cell phones and laptops. Investments have changed so much in the last 30 years. And as I have worked in the field of financial and retirement planning, we have adapted right along with the changing technology landscape. What I'm saying is that I've been around a long time. I've been through several bear markets, and several bull markets. I've learned a lot because I've been here to see it. I guess the young guys in this business are technically savvy, but I question if they have the wisdom that only time and experience bring. If you value the perspective that only comes with experience and lifelong learning, give us a call. We’re right here.